Easy energy saving tips include: Cleaning or replacing furnace filters regularly, according to the manufacturer's recommendations. Lowering the thermostat on your water heater. A setting of 120 degrees is comfortable for most uses, including for dishwashers, if equipped with a booster heater. Adding insulation to attics and walls, if needed. Installing a programmable thermostat that automatically dials down the temperature at night and when no one is home. Insulating gas or oil hot-water storage tanks and pipes, being careful not to cover the thermostat.

To save even more money, the MPSC notes that federal tax credits are available for certain energy efficient improvements made in 2007. Tax credits vary depending on the type of improvement, but can be substantial. More information is available on the U.S. Department of Energy's Web site: http://www.doe.gov/taxbreaks.htm.

New rules will also be in place for Michigan natural gas and electric utilities to protect more people from winter shut-offs. Customers should contact their local utilities for more information.

Other financial assistance programs are: Utility budget payment plans, available to any residential customer The Michigan Home Heating Credit form (MI-1040CR-7), with instructions from the Michigan Department of Treasury, will be sent to those who filed a Home Heating Credit in 2007. If you do not receive a home heating credit booklet, they are available online at http://michigan.gov/taxes/. Forms will also be available by the second week of February wherever tax forms are located or by calling 1-800-367-6263. Home Heating Credit forms must be filed by September 30, 2008. Local Michigan Department of Human Services offices administer the State Emergency Relief Program. The Internal Revenue Service offers an Earned Income Credit on federal tax forms.

Other energy-saving tips are available at: http://www1.eere.energy.gov/consumer/tips/ or by calling the MPSC at 1-800-292-9555.

The MPSC is an agency within the Department of Labor & Economic Growth.